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effective interest rate

美 /ɪˈfektɪv ˈɪntrəst reɪt/
  • 有效利率：指在一年内未进行任何还款的情况下，贷款或金融产品上的利息百分比。它是按照名义利率每年以递延方式支付的复利利息。它用于比较具有不同复利周期的贷款之间的利率，例如每周、每月、半年或每年。

双语例句

  1. Effective interest rate The true rate of interest paid on an installment loan.
    有效利率，实际利率对一笔分期偿付的贷款所支付的实际利率。
  2. On the other hand, commercial Banks need to construct the effective interest rate risk management system.
    另一方面，商业银行需要构建高效的利率风险内部防范体系。
  3. The accounting of effective interest rate method is difficult in our current system of accounting standards.
    实际利率法的核算是新会计准则的难点。

网络短语

  • Effective interest rate method
    实际利率法
  • net effective interest rate
    净有效报酬率；净有效利率
  • weighted average effective interest rate
    加权平均实际利率
  • Year effective interest rate
    年有效利率
  • effective interest rate or yield
    债券实际获利率

同义词

effective rate
有效利率，[金融]实际利率

英英释义

  • The effective interest rate, effective annual interest rate, annual equivalent rate (AER) or simply effective rate is the interest rate on a loan or financial product restated from the nominal interest rate as an interest rate with annual compound interest payable in arrears.